ChatGPT Wallet starts rolling out to US ChatGPT Pro users; Hong Kong is not in the first release

This item follows OpenAI’s official announcement of the same date. It is not a global launch and is not described as available on every ChatGPT plan.

According to that page, a user adds an eligible card once, then reviews the merchant, items, total and selected card before approving each purchase with a security check such as Face ID or a fingerprint. After approval, the payment network supplies a token in place of the real card details; OpenAI says the actual card number is not shared with the agent or the business. The user still transacts with the merchant, and existing card rewards and eligible dispute protections remain subject to the card issuer’s and merchant’s rules. The page also says some websites may not support agent purchases, and that approval alone does not confirm an order—the merchant’s confirmation still has to be checked.

The announcement names American Express, Mastercard and Visa as partners, and points businesses to separate guidance on avoiding unnecessary blocks by websites or risk systems. This item does not assess whether those systems already work for every merchant, and it does not treat phrases such as “the first” as a verified ranking.